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With the current economic situation that we are all contending with, now is an excellent time to be thinking about your mortgage.

Quality Street Financial Services is committed to helping you by looking at your individual circumstances and providing financial advice that is right for you.

You could have several choices available to you. Whichever route you take, it is vital that you understand your available options.

These options include:

1. Move to a new lender Our fully qualified specialists take the time to get to know your circumstances and specific requirements. Then, we’ll search hundreds of mortgage products from leading lenders, so you get the best possible option out there on the market.
2. Making your current mortgage work for you Our fully qualified specialists can provide advice on flexible options with your current mortgage, such as making overpayments.
3. Alternative interest rates Staying with your existing lender and taking advantage of an alternative interest rate. We will liaise with your lender to ensure you are offered the most suitable rate.

Everyone’s mortgage and current circumstances are unique, so remember:

You're in safe hands

We have Certified Mortgage Advisor status, meaning we’re recognised as holding all the qualifications needed to provide sound advice. We use the latest encrypted technology, so you can conveniently and securely upload documents.  

At a difficult time, the personal touch counts

You'll have a dedicated mortgage advisor who will be on hand and guide you through the review process. That can be face to face, over the phone, by Zoom… Whatever works best for you. We can also help protect what matters with bespoke home insurance advice for comprehensive and competitive policies.

10% discount on Quality Street services

Gateway Group customers benefit from 10% off our Quality Street services, whether it’s selling your home, conveyancing, mortgage advice, or all of the above!

Visit our website today to find out more about Quality Street Financial Services.

Gateway Property Management is excited to add over a thousand new properties in the last month or so. We look forward to looking after tomorrow’s residential communities.

Our nationwide teams are thrilled to report back on a month of highlights, including the following new developments that we’ll be managing:

• 550 stylish homes in elegant Harrogate, charming Dewsbury and Bedale, as well as the market town of Huddersfield (North and West Yorkshire)
• 275+ residences in Derbyshire across several new schemes
• 140 homes in Kent on the banks of the River Medway
• 130+ contemporary properties in Somerset
• 115 brand-new homes in beautiful rural Suffolk
• 70 modern homes, making up two brilliant Bristol developments
• 50 homes in the Gloucester spa town of Cheltenham, near the famous Racecourse

Need a first-class agent you can depend on?

We treat every property individually. Whether your portfolio is large or small, we’ll happily take care of it, offering a local service from our offices in Essex, Leeds and London. See how we can best support you. Call Gateway Property Management today on 01702 443 555. Or click here.

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Link into a property group that’s honest, friendly and professional.

If you’re a property developer or investor, an individual landlord, buy-to-let investor or management company, link into a thoroughly individual group. We’re here to help in a friendly, professional and straightforward way that you’ll soon find is refreshingly different in the sector.

Like so many, we were deeply saddened by the passing of Her Majesty, Queen Elizabeth II, this month.

The Gateway team offers its sincere condolences to The Royal Family, and everyone affected by this news. We pay tribute to Her Majesty for 70 years of unparalleled public service, devotion to duty and exemplary leadership. The Queen never wavered in her pledge to serve those in her care and will be remembered as a dedicated, compassionate and inspiring monarch, respected the world over.

“I have in sincerity pledged myself to your service, as so many of you are pledged to mine. Throughout all my life and with all my heart I shall strive to be worthy of your trust.”

Queen Elizabeth II

Despite the tough economic climate impacting buyers’ finances, house prices continued to grow by double digits this summer. Is the market now slowing?

Mortgage lender, Nationwide, reported a 10% rise in UK house prices in the year to August 2022, with the typical property value increasing by £50,000 in the last 24 months to £273,751. There are, however, signs of a slowing market, with growth slightly lower than the 11.8% figure in July.

Industry forecasters predict a dip, not a crash, even if a recession hits the UK later this year. There remains strong demand for homes, which continues to outstrip supply, but larger household energy and food prices over the coming months will put pressure on household budgets. Higher interest rates will also be a key market factor if these result in rising mortgage rates.